Senior Underwriter

MAIN TASKS:

• Evaluate insurance applications by analysing medical, financial and personal information.
• Determine the risk level and coverage eligibility in line with the Company's underwriting policy.
• Work with the team, balances workload, provides assistance and technical support.
• Communicate with medical professionals, applicants and distribution network to explain underwriting decisions, clarify issues and address questions or concerns.
• Conduct or help in preparation of training material for internal customers and distribution network.
• Stay updated on industry trends, medical advancements and changes in the industry.
• Identify required improvements in systems to improve processes and achieve a better turnaround and a smoother customer experience.
• Prepare detailed reports and documentation as required.
• Perform related tasks and participate in projects as assigned.

Skills & Qualifications:

• Minimum 5 years experience in medical/life underwriting.
• Professional qualification and/or tertiary education is preferred.
• Strong analytical and decision-making skills
• Excellent written and verbal communication skills 
• Ability to interpret medical records and financial documents
• Ability to work independently and part of a team.
• Effective time management and organisational skills.